2. Description of Service

Breakthrough Blueprint provides an AI-powered data-analysis and decision-optimisation tool intended to help users organise, interpret, and act on information relevant to investment and business decisions. The Service presents data summaries, scenario models, and informational reports generated from inputs you provide and from data sources we integrate.

Breakthrough Blueprint is a data-analysis and decision-support tool only. It does not provide personal financial advice, and nothing produced by the Service should be treated as a recommendation to buy, sell, or hold any financial product. You remain solely responsible for any decisions made using information from the Service, and we encourage you to consult a licensed financial adviser before acting on it.

3. Eligibility and Accounts

You must be at least 18 years old and capable of entering into a binding agreement to use the Service. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. Notify us promptly of any unauthorised use.

4. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees, as described at the point of purchase. Fees are billed in advance on a recurring basis unless otherwise stated. You authorise us to charge your nominated payment method for all applicable fees. Failure to pay may result in suspension or termination of access.

Unless otherwise required by law or expressly stated in a separate refund policy, fees are non-refundable once a billing period has commenced.

5. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of these Terms;
• Attempt to reverse-engineer, decompile, or extract the underlying models or source code of the Service;
• Resell, sublicense, or redistribute access to the Service without our written consent;
• Upload data that infringes the rights of any third party or that you do not have the right to share;
• Interfere with or disrupt the integrity or performance of the Service.

6. Data and Content

You retain ownership of any data or content you submit to the Service ("Your Data"). You grant Breakthrough Blueprint a limited licence to process Your Data solely for the purpose of operating, maintaining, and improving the Service, as described in our Privacy Policy. You are responsible for ensuring you have the necessary rights and permissions to submit Your Data.

7. No Financial Advice Disclaimer

Outputs generated by Breakthrough Blueprint, including dashboards, scores, projections, and reports, are produced using automated analysis and are provided for informational purposes only. They do not account for your complete personal financial circumstances and should not be relied upon as the sole basis for any investment or business decision. Breakthrough Blueprint is not a licensed financial adviser, and use of the Service does not create an advisory relationship.

8. Intellectual Property

All rights, title, and interest in the Service, including software, design, text, and underlying technology, belong to Breakthrough Blueprint or its licensors. These Terms do not grant you any ownership rights in the Service beyond the limited right to use it in accordance with these Terms.

9. Service Availability

We aim to keep the Service available and performing reliably but do not guarantee uninterrupted or error-free operation. We may suspend, modify, or discontinue parts of the Service for maintenance, updates, or other operational reasons, with reasonable notice where practicable.

10. Limitation of Liability

To the maximum extent permitted by law, Breakthrough Blueprint and its officers, employees, and contractors shall not be liable for any indirect, incidental, special, or consequential loss or damage arising from your use of, or inability to use, the Service, including loss of profits, data, or investment value. Nothing in these Terms excludes liability that cannot be excluded under applicable consumer protection law.

11. Termination

We may suspend or terminate your access to the Service if you breach these Terms, misuse the platform, or fail to pay applicable fees. You may cancel your account at any time in accordance with the cancellation process described within the dashboard or by contacting us.

12. Changes to These Terms

We may update these Terms from time to time to reflect changes in our Service or legal obligations. Material changes will be communicated through the Service or via email where practicable. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are governed by the laws applicable in Australia, without regard to conflict-of-law principles, unless otherwise required by mandatory local consumer protection law applicable to you.

14. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page.

This document is a template for general informational purposes and should be reviewed by a qualified legal professional before being relied upon as a binding agreement.